Rep. Bera Announces Support for 25 Housing Bills to Address Affordability Crisis
WASHINGTON, D.C. — Today, U.S. Representative Ami Bera, M.D. (CA-06) announced that he is cosponsoring 25 housing-related bills aimed at increasing housing supply across the country, improving affordability, and helping more families find a safe, stable, and affordable place to live.
“At a time when too many families are being priced out of the housing market, Congress should be focused on advancing real solutions to build more homes and bring costs down,” said Representative Ami Bera, M.D. “There is no single solution to our housing crisis, but we can make real progress by cutting red tape, modernizing outdated rules, expanding access to financing, and championing innovative ways to build more housing faster. These bills reflect a commonsense approach to bolstering supply and making housing more affordable for working families, seniors, veterans, and first-time homebuyers.”
The bills Bera is cosponsoring address several key issues to tackle housing affordability:
Easing barriers that slow housing construction
Several of the bills would help communities accelerate housing production by streamlining federal reviews, improving coordination across agencies, encouraging the use of pre-reviewed building designs, and helping state and local governments adopt policies that support more housing at all income levels.
Expanding access to homeownership
A number of the bills focus on making it easier for families to buy a home by expanding access to small-dollar mortgages, supporting manufactured housing, updating financing rules, and improving awareness of home loan benefits for veterans.
Making more land and local resources available for housing
The bills also include proposals to help communities identify publicly owned land that could be used for housing, strengthen regional housing planning, and give state and local governments greater flexibility to use existing federal resources to support new development.
Improving access to financing for housing development
Bera is also backing measures to support community banks, credit unions, and community development-focused lenders that play an important role in financing housing production and neighborhood investment. These bills are designed to improve access to capital and promote stronger local lending capacity.
Improving accountability and protecting residents
In addition to increasing supply, the bills improve oversight of federal housing programs and public housing agencies, while also helping connect tenants with support when they are at risk of eviction.
“Housing affordability is one of the biggest economic challenges facing families in Sacramento County and across the country,” Bera continued. “We need to tackle this crisis with urgency and with practical solutions that can actually move the needle. That means making it easier to build, easier to finance, and easier for families to find an affordable place to live.”
The bills Bera is cosponsoring include:
Boosting housing supply and reducing barriers to construction
- H.R. 2840, the Housing Supply Frameworks Act
- H.R. 5077, the Strengthening Housing Supply Act of 2025
- H.R. 6768, the Housing Our Communities Act
- H.R. 4810, the BUILD Housing Act
- H.R. 7344, the Affordable Housing Supply Chain Clarity Act
- H.R. 5907, the Accelerating Home Building Act
- H.R. 4989, the Streamlining Rural Housing Act of 2025
- H.R. 5429, the HUD-USDA-VA Interagency Coordination Act
- H.R. 4437, the SMART Act of 2025
- H.R. 6345, the Point-Access Housing Guidelines Act of 2025
Expanding homeownership and modernizing housing options
- H.R. 6293, the Housing Supply Expansion Act of 2025
- H.R. 6774, the FHA Small Dollar Mortgages Act
- H.R. 6132, the Housing Affordability Act
- H.R. 2362, the VA Home Loan Awareness Act
- H.R. 5263, legislation regarding federal manufactured housing standards and safety requirements
Unlocking land and local capacity
- H.R. 6773, the Databases of Publicly Owned Land Act
Strengthening community finance and lending
- H.R. 4544, the American Access to Banking Act
- H.R. 5913, the Community Investment and Prosperity Act
- H.R. 3234, the Keeping Deposits Local Act
- H.R. 6556, the Failing Bank Acquisition Fairness Act
- H.R. 3716, the Systemic Risk Authority Transparency Act
Improving oversight and tenant support
- H.R. 3774, the HUD Accountability Act
- H.R. 6825, legislation requiring federal monitors and receivers of public housing agencies to testify before Congress
- H.R. 5889, the Eviction Helpline Act
- H.R. 6344, the CAT Act
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